Credit to the Community by Immergluck Dan;
Author:Immergluck, Dan;
Language: eng
Format: epub
ISBN: 4586812
Publisher: Taylor & Francis Group
Ascertaining credit needs
1. Activities to ascertain the credit needs of its community
2. The extent of the bankâs marketing and special credit-related programs
3. The extent of participation by the board of directors in formulating the bankâs policies and reviewing its performance
Geographic loan distribution
4. Any practices intended to discourage applications
5. The geographic distribution of credit extensions, credit applications, and credit denials
Discrimination or other illegal credit practices
6. Evidence of prohibited discriminatory or other illegal credit practices
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